1. Contribution deadline
You can still make contributions for the 2025 tax year until the tax filing deadline on April 15, 2026. There are two convenient ways to contribute:
- Online: Log in to your account at PEBA HSA | Central Bank
- Mail: Submit the contribution form.
2. 2025/2026 Contribution limits
Make sure you stay within the contribution limits to avoid tax penalties.
| 2025 Limit | 2026 Limit | |
|---|---|---|
| Self-only coverage | $4,300 | $4,400 |
| Family coverage | $8,550 | $8,750 |
| Catch-up contribution (ages 55-65) | $1,000 | $1,000 |
3. Accessing tax documents
Access and download your tax forms promptly by logging in to your account at PEBA HSA | Central Bank or through the HSA Central Mobile App. Look out for these essential forms:
- Form 5498-SA: Details the contributions made to your HSA during the tax year. You'll receive this if you added funds.
- Form 1099-SA: Reports any distributions or spending from your HSA. You'll receive this if you used funds from your account.
4. Reporting contributions and distributions
When filing your taxes, be sure to accurately report your HSA activity:
- Use Form 8889 to report HSA contributions and calculate any deductions.
- Include this information on Form 1040 to complete your tax filing.
5. Seeking assistance
Need help or have questions about your HSA? Contact the HSA Central team at 833.571.0503. We're happy to assist you.
By following this checklist, you can simplify your tax preparation and make the most of your HSA benefits. Proper documentation and adherence to contribution limits are essential to avoiding tax pitfalls.
Note: We're here to help with your HSA questions, but you should contact a tax advisor for official tax advice.