Eligible Medical Expenses
Use the list below as a guideline to help you determine what expenses are eligible for your HSA funds. This is not an end-all list and does not guarantee reimbursement.
View a full list of eligible medical expenses on the IRS website.
- Abdominal Supports
- Abortion
- Acupuncture
- Air Conditioner*
- Alcoholism Treatment
- Allergy Medications
- Ambulance
- Anesthetist
- Antacids
- Antibiotic Ointments
- Arch Supports
- Artificial Limbs
- Autoette
- Birth Control Pills*
- Blood Tests
- Blood Transfusions
- Braces
- Calamine Lotion
- Cardiographs
- Chiropractor
- Christian Science Practitioner
- Contact Lenses
- Contraceptive Devices*
- Convalescent Home*
- Crutches
- Dental Treatment
- Dental X-rays
- Dentures
- Dermatologist
- Diagnostic Fees
- Diathermy
- Drug Addiction Therapy
- Drugs (prescription)
- Elastic Hosiery*
- Fees Paid to Health Institute Prescribed by a Doctor
- FICA and FUTA Tax Paid for Medical Care Service
- First Aid Creams
- Eyeglasses
- Fluoridation Unit
- Guide Dog
- Gum Treatment
- Gynecologist
- Healing Services
- Hearing Aids and Batteries
- Hospital Bills
- Hydrotherapy
- Insulin Treatment
- Lab Tests
- Lead paint removal
- Legal Fees
- Lodging (away from home for outpatient care)
- Medicine Anti-Diarrhea
- Medicine Cough Drops and Throat Lozenges
- Menstrual Care Products
- Metabolism Tests
- Motion Sickness Pills
- Neurologist
- Nicotine Medications and Nasal Sprays
- Nursing (including board and meals)
- Obstetrician
- Operating Room Costs
- Ophthalmologist
- Optician
- Optometrist
- Oral Surgery
- Organ Transplant (including donor's expenses)
- Orthopedic Shoes
- Orthopedist
- Osteopath
- Oxygen and Oxygen Equipment
- Pain Relievers Cold
- Pediatrician
- Pedialyte
- Physician
- Physiotherapist
- Podiatrist
- Postnatal Treatments
- Practical Nurse for Medical Services
- Prenatal Care
- Prescription Medicines
- Psychiatrist
- Psychoanalyst
- Psychologist
- Psychotherapy
- Radium Therapy
- Special School Costs for the Handicapped
- Registered Nurse
- Sinus Medications and Nasal Sprays
- Sleep Aids
- Spinal Fluid Test
- Splints
- Sterilization
- Suppositories and Creams for Hemorrhoids
- Surgeon
- Telephone or TV Equipment to Assist the Hard-of-Hearing
- Therapy Equipment
- Transportation Expenses (relative to health care)
- Ultra-Violet Ray Treatment
- Vaccines
- Vasectomy
- Vitamins (if prescribed)
- Wart Removal Medication
- Wheelchair
- X-rays
- Acne Treatments
- Advancement payment for services to be rendered next year
- Automobile insurance premium allocable to medical coverage
- Athletic club membership
- Boarding school fees
- Bottled water
- Commuting expenses of a disabled person
- Cosmetics, hygiene products and similar items
- Cosmetics (including face cream and moisturizer)
- Cosmetic surgery and procedures
- Dietary Supplements
- Fiber Supplements
- Funeral, cremation, or burial expenses
- Health programs offered by resort hotels, health clubs, and gyms
- Herbs
- Illegal operations and treatments
- Illegally procured drugs
- Lip Balm (including chapstick or carmex)
- Maternity clothes
- Medicated Shampoos and Soaps
- Premiums for life insurance, income protection, disability, loss of limbs, sight or similar benefits
- Scientology counseling
- Social activities
- Special foods and beverages
- Specially designed car for the handicapped*
- Stop-smoking programs
- Suntan Lotion
- Swimming pool
- Toiletries (including toothpaste)
- Travel for general health improvement
- Tuition and travel expenses for a problem child to a particular school
- Weight Loss Drugs for General Well Being
- Vitamins (daily)
- Weight loss programs
*Conditions apply.
This list is provided with the understanding that our bank is not engaged is rendering tax advice. Use this list as a quick reference. If you need additional information, refer to IRS Publication 502 or contact a tax professional.
This list is provided with the understanding that our bank is not engaged is rendering tax advice. Use this list as a quick reference. If you need additional information, refer to IRS Publication 502 or contact a tax professional.